0When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

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Free Cash RewardsSM Platinum Visa Card from Chase

	CREDIT CARDS BY APR
	0% intro apr 0% interest card 4.99% apr 9.9% apr

	BY INTRODUCTORY PERIOD
	0% apr for 6 months 0% apr 12 months Credit cards 0% apr 9 months 12 months 0% on balance transfers

	FIXED APR CARDS
	0% fixed APR 0%-5% fixed APR 5%-10% fixed APR credit cards Over 10% APR credit cards

	PRIME PLUS APR RATE
	Low APR CitiBank consumer credit cards Low APR Citi business credit cards

	LIBOR PLUS APR RATE
	Low APR Citi consumer credit cards

	CARDS BY ISSUER
	Visa card fixed apr low Visa credit card low apr rates Discover card no apr on new purchases Discover credit card free interest for life Mastercard low apr Chase low interest credit cards Chase 0% APR

	LOW APR CARDS BY KIND
	Low apr business credit card Low apr credit cards Low apr no annual fees credit cards Low apr student credit cards Rewards visa low apr Fixed rate cash reward credit card Low percentage student credit cards

Free Cash RewardsSM Platinum Visa Card from Chase
1,000 Bonus Points**
Earn 1 point for every $1 in card purchases and interest.
No Annual Fee
Intro 0% Fixed APR for up to 6 months*

The Free Cash Rewards Platinum Visa Card from Chase offers a reward program for cardholders. 1 Point for every dollar can be earned in purchases and 1000 bonus points with the first purchase. Each time the cardholder earn 2,500 points, they will receive either a $25 gift check or a $25 gift certificate from their choice of various merchants and retailers (The Home Depot®, Borders Books & Music®, Olive Garden®, Red Lobster®, Chili's Grill & Bar®, Romano's Macaroni Grill®, On The Border®, Exxon, Sam Goody®, JCPenney®, Best Buy, BLOCKBUSTER®, Pizza Hut®, Macy's® and Pier 1 Imports®). 60,000 points can be earned per year. There is 0% fixed APR for up to 6 months, no annual fee and reasonable interest rates. Additional card benefits are also available: Emergency card replacement, Emergency cash replacement, Various Internet account related services, Lost and stolen card reporting, Up to $500,000 in travel accident insurance, Auto rental insurance, Various travel and emergency assistance services, Extended warranty for purchases.

Apply for Free Cash RewardsSM Platinum Visa Card from Chase

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