0When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

Application for
American Express Preferred Rewards Gold Card

	CREDIT CARDS BY APR
	0% intro apr 0% interest card 4.99% apr 9.9% apr

	BY INTRODUCTORY PERIOD
	0% apr for 6 months 0% apr 12 months Credit cards 0% apr 9 months 12 months 0% on balance transfers

	FIXED APR CARDS
	0% fixed APR 0%-5% fixed APR 5%-10% fixed APR credit cards Over 10% APR credit cards

	PRIME PLUS APR RATE
	Low APR CitiBank consumer credit cards Low APR Citi business credit cards

	LIBOR PLUS APR RATE
	Low APR Citi consumer credit cards

	CARDS BY ISSUER
	Visa card fixed apr low Visa credit card low apr rates Discover card no apr on new purchases Discover credit card free interest for life Mastercard low apr Chase low interest credit cards Chase 0% APR

	LOW APR CARDS BY KIND
	Low apr business credit card Low apr credit cards Low apr no annual fees credit cards Low apr student credit cards Rewards visa low apr Fixed rate cash reward credit card Low percentage student credit cards

American Express Preferred Rewards Gold Card
Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No annual fee for the first year - a savings of $125
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.

The American Express® Preferred Gold Rewards Card offers gold benefits as well, in addition the benefits of American Express® Rewards Green Card. Among other things, access to some of the best seats in thatre, concerts, sporting and family events and offers free shipping and handling on select online and catalog purchases. Ideal for those who would like to participate in the reward program offered. Through the Membership Rewards OptionsSM program, cardholders earn points redeemable for brand-name shopping, entertainment, and exciting travel rewards - on every purchase with the Card. They can earn shopping rewards; earn 1 Membership Rewards OptionsSM point for virtually every dollar spent at supermarkets, gas stations, drugstores and more. . Points never expire and there is no maximum amount of points earned. Cardholders receive 5,000 bonus Membership Rewards® points with their first purchase. There is an annual fee of $65 and an additional cardholder fee of $30. It is advisable to pay in full each month. Additional cardholder benefits are Emergency Card and Cash Replacement, Auto Rental Insurance, Various Internet account related services, Year-end financial statement, Extended warranty for purchases, No liability for unauthorized Internet transactions, Purchase protection, Legal Referral Services, Medical Referral Services and many more.

Apply for American Express Preferred Rewards Gold Card

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