0When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

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Blue Cash from American Express

	CREDIT CARDS BY APR
	0% intro apr 0% interest card 4.99% apr 9.9% apr

	BY INTRODUCTORY PERIOD
	0% apr for 6 months 0% apr 12 months Credit cards 0% apr 9 months 12 months 0% on balance transfers

	FIXED APR CARDS
	0% fixed APR 0%-5% fixed APR 5%-10% fixed APR credit cards Over 10% APR credit cards

	PRIME PLUS APR RATE
	Low APR CitiBank consumer credit cards Low APR Citi business credit cards

	LIBOR PLUS APR RATE
	Low APR Citi consumer credit cards

	CARDS BY ISSUER
	Visa card fixed apr low Visa credit card low apr rates Discover card no apr on new purchases Discover credit card free interest for life Mastercard low apr Chase low interest credit cards Chase 0% APR

	LOW APR CARDS BY KIND
	Low apr business credit card Low apr credit cards Low apr no annual fees credit cards Low apr student credit cards Rewards visa low apr Fixed rate cash reward credit card Low percentage student credit cards

Blue Cash from American Express
Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Express Approval. Get a decision in less than 60 seconds.

The Blue Cash® for Business Credit Card, issued by American Express, designed for those who are intresetd in rewards made on purchases. Cardholders may earn rebates from 0.5% to 5%, depending on what they buy and their spending with the card. Everyday Purchases" made at drugstores, gas stations, U.S. supermarkets and and home improvement stores has higher rebates. There's no minimum spending required. There is no annual fee, and a 0% introductory rate for the first six months of membership that can be applied towards purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. Additional card benefits are Built-in ExpressPay feature to make purchases without having to swipe the card, Emergency Cash and Card Replacement, Auto Rental Insurance, Purchase Protection, Extended Warranty for Purchases, Various Internet account related services, Up to $100,000 in travel accident insurance, Guaranteed hotel and motel reservations, Year-end financial statement, and many more.

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