0When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

Application for
Chase Platinum

	CREDIT CARDS BY APR
	0% intro apr 0% interest card 4.99% apr 9.9% apr

	BY INTRODUCTORY PERIOD
	0% apr for 6 months 0% apr 12 months Credit cards 0% apr 9 months 12 months 0% on balance transfers

	FIXED APR CARDS
	0% fixed APR 0%-5% fixed APR 5%-10% fixed APR credit cards Over 10% APR credit cards

	PRIME PLUS APR RATE
	Low APR CitiBank consumer credit cards Low APR Citi business credit cards

	LIBOR PLUS APR RATE
	Low APR Citi consumer credit cards

	CARDS BY ISSUER
	Visa card fixed apr low Visa credit card low apr rates Discover card no apr on new purchases Discover credit card free interest for life Mastercard low apr Chase low interest credit cards Chase 0% APR

	LOW APR CARDS BY KIND
	Low apr business credit card Low apr credit cards Low apr no annual fees credit cards Low apr student credit cards Rewards visa low apr Fixed rate cash reward credit card Low percentage student credit cards

Chase Platinum
0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Get great Platinum privileges

This excellent card by Chase has got pretty appealing features: 0% intro APR on all purchases and balance transfers for 15 months time period, no annual fee and interest-free grace period when you pay your bill in full each month. The time period for the introductory APR and the balances to which it will apply will be based on their review of the application and credit history. In addition the card offers the well-known platinum privileges such as various Internet account related services, lost and stolen card reporting, emergency cash replacement and free travel services including auto rental insurance and $500,000 worldwide travel accident insurance. The only rather disadvantageous thing is that the card has a high APR for cash advances. The APR for purchases varies according to the applicant's credit history and is either 3.99%, 7.99% or 14.99% + Prime Rate. See website for more information.

Apply for Chase Platinum

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