0When you are carry on a monthly balance, having a low interest rate credit card can make a difference managing your finances because the low rates may assist you in paying down the balance in a more efficient and fast way.

However, before considering applying for a low interest rate credit card you should be aware that it is necessary to have a good credit history before you will qualify. You can get your credit report for free you can find out in advance where your credit history stands. This way you will know if it needs any type of repair before you apply for a low interest rate credit card.

Application for
The Gold Card from American Express OPEN(SM)

	CREDIT CARDS BY APR
	0% intro apr 0% interest card 4.99% apr 9.9% apr

	BY INTRODUCTORY PERIOD
	0% apr for 6 months 0% apr 12 months Credit cards 0% apr 9 months 12 months 0% on balance transfers

	FIXED APR CARDS
	0% fixed APR 0%-5% fixed APR 5%-10% fixed APR credit cards Over 10% APR credit cards

	PRIME PLUS APR RATE
	Low APR CitiBank consumer credit cards Low APR Citi business credit cards

	LIBOR PLUS APR RATE
	Low APR Citi consumer credit cards

	CARDS BY ISSUER
	Visa card fixed apr low Visa credit card low apr rates Discover card no apr on new purchases Discover credit card free interest for life Mastercard low apr Chase low interest credit cards Chase 0% APR

	LOW APR CARDS BY KIND
	Low apr business credit card Low apr credit cards Low apr no annual fees credit cards Low apr student credit cards Rewards visa low apr Fixed rate cash reward credit card Low percentage student credit cards

The Gold Card from American Express OPEN(SM)
Earn up to 100,000 points or more in the first year
No pre-set spending limit* and no finance charges
Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Automatic Complimentary enrollment in the Membership Rewards program
Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

The Business Gold Card, issued by American Express, is a business card that helps run business, make business life easier and designed for those with good credit. Cardholders can save by everyday savings: exclusive savings can be found at DellTM, Staples®, Kinko's® and more. Special discounts available from FedEx®, AT&T®, Staples®, and other select retailers. There is no APR charge on this card. Payment for account charges is due in full, upon receipt of your monthly billing statement. Although this card does not offer the option to pay balances over time, it does help to prevent businesses from accumulating too much credit card debt, which can often be the case when paying only the minimum due with high interest rates. Full payment of the amount owing is required on receipt of the statement. A late payment fee will apply if the payment is not received before the next statement issues. There is no pre-set spending limit. Cardholders have access to OPEN Savings, which is an easy way to save money. When cardowners pay with Business Gold Card at FedEx®, Hyatt Hotels & Resorts®, and other businesses, the savings automatically appear on the next statement and are in addition to other discounts may be received. Emergency Card and Cash Replacement, Auto Rental Insurance, Various Internet account related services, Extended warranty for purchases, No liability for unauthorized Internet transactions, Purchase protection are also available.

Apply for The Gold Card from American Express OPEN(SM)

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